Webradio replay: Understanding your syndicate’s insurance contract

On Wednesday, October 29, 2025, Condolegal’s webradio addressed an important topic in co-ownership: understanding your syndicate’s insurance contract. As usual, this program was hosted by Valéry Couture, co-ownership manager and CEO of Condo Stratégis.

For this edition, we welcomed two panelists:

• Charles-Antoine Carra, damage insurance broker at Fort assurances, who shared his expertise on this essential but often misunderstood subject.
• Catherine Pépin, partner and director of the property management department at HPDG, who provided concrete examples drawn from her field experience.

During this program, we broke down a typical syndicate insurance contract together, explaining each type of coverage point by point:

• Basic and additional coverages;
• Often overlooked exclusions;
• Coverage limits;
• Deductibles and their financial implications;
• And above all, the role of the board of directors in the proper management of this insurance policy.

This discussion enabled directors, managers, and co-owners to better understand the legal obligations and the protections actually provided, in order to avoid unpleasant surprises in the event of a loss.

An essential program for anyone involved in the management of a divided co-ownership in Québec!

Sponsor of the program: Fort assurances, proud partner of Condolegal, recognized for its expertise in co-ownership insurance.

View the October 29, 2025 webradio (Enable automatic translation in the video settings):