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Insurance covering the total or partial loss of the insured property by a covered and not excluded risk (e.g. Accidents, fire, theft etc.).
13/04/2025
On March 18, 2025, the Court of Québec – Small Claims Division – issued a particularly insightful judgment in the area of divided co-ownership. In this case, a co-owner was claiming $15,000 from her syndicate of co-owners following the tragic death of her tenant in the unit she owned. According…...
16/05/2024
Household property insurance protects your belongings and personal effects against risks such as theft, fire, and water damage. It covers all your personal items: electronic devices (televisions, laptops, game consoles), clothing and accessories (jewelry, watches, glasses), appliances (refrigerators, washing machines), furniture (beds, sofas, tables), entertainment items (books, games, sports equipment),…...
16/05/2024
As a co-owner, you may face a multitude of risks for which it is in your best interest to be insured. You have the legal obligation, just like the syndicate of co-owners, to take out at least liability insurance, which covers unintentional damage caused to others. In addition to this…...
28/04/2024
In our building, we have several co-owners who rent out their apartments. As members of the Board of Directors, we often find ourselves in meetings, discussing and questioning the specifics of their insurance obligations related to this rental activity. Questions arise: Are there any special insurance rules for condo owners…...
01/01/2024
Dans cette capsule vidéo, l’avocat émérite Yves Joli-Coeur aborde un sujet essentiel pour tout copropriétaire : les assurances du copropriétaire. Il rappelle que ces assurances couvrent les conséquences d’un événement pouvant porter atteinte à ses meubles et aux améliorations qui ont été apportées à sa partie privative. En règle générale,…...
30/11/2021
I just suffered a major disaster caused by the breakage of the water supply pipe in my neighbour's shower. The water damage significantly affected my apartment and movable property. I had to be relocated for more than a month to the hotel. To make matters worse, I was not insured…...
10/03/2021
Le mercredi 10 mars 2021, la Webradio de Condolegal.com s'est intéressée à la connaissance que les copropriétaires ont de l'assurance en copropriété. Un sondage du Bureau d'assurance du Canada a révélé qu'une grande partie des copropriétaires maîtrise mal les nuances de cette assurance, ce qui peut entraîner des conséquences financières…...
15/12/2020
Le mercredi 9 décembre 2020, la Webradio de Condolegal.com était entièrement dédiée à un sujet complexe en copropriété: l'article 1074.2 du Code civil du Québec et les recours judiciaires possibles. Les sinistres qui proviennent d'une unité, au sein d'une copropriété, obligent bien souvent un syndicat à payer la franchise pour faire…...
21/07/2020
Le mercredi 15 juillet 2020, la Webradio de Condolegal.com s'est intéressée aux assurances du copropriétaire. En tant que copropriétaire, celui-ci peut être confronté à une multitude de risques pour lesquels il est dans son intérêt d'être assuré. Il a l'obligation légale, tout comme le syndicat de copropriétaires, de souscrire au minimum une…...