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Conflagration, conflagration or simple combustion of movable or immovable property. Damage caused by fire is covered under a property insurance contract taken out by a syndicate of co-owners in accordance with the third paragraph of article 1073 of the Civil Code of Quebec, unless the insurance policy or a rider sets out, expressly and in clearly legible characters, which of this risk is excluded.
02/05/2025
Fire safety is a major concern for co-ownership properties in Quebec. Among the protective devices, sprinkler systems play a crucial role. But when is their installation mandatory? And what best practices should be adopted, even when not legally required?...
10/01/2025
Wood fireplaces, appreciated for their charm and conviviality, are now raising major concerns in co-ownership buildings. Due to public health, environmental protection and safety issues, these installations must now comply with strict standards, such as those established by the Construction code. In addition, municipal regulations, particularly in Montreal, impose significant…...
10/08/2024
With the growing popularity of electric bikes, scooters, and e-scooters, a new reality is emerging in the co-ownership environment: the safe management of lithium-ion batteries. While these small vehicles offer an eco-friendly and practical transportation solution, they also pose significant risks, particularly when it comes to storing batteries inside residential…...
16/05/2024
Household property insurance protects your belongings and personal effects against risks such as theft, fire, and water damage. It covers all your personal items: electronic devices (televisions, laptops, game consoles), clothing and accessories (jewelry, watches, glasses), appliances (refrigerators, washing machines), furniture (beds, sofas, tables), entertainment items (books, games, sports equipment),…...
16/04/2023
The life of the co-ownership is not only of interest to its owners and occupants, but also to their insurers. This is all the more true since it is known to all that condominium disasters are numerous: water leak, water damages, vandalism, fire, etc. Let's go back to the basics…...