Definition : Civil disturbances

A collective demonstration, often spontaneous, by a significant group of people expressing social, political or economic demands. Damage caused by civil disturbance is covered under a property insurance contract taken out by a syndicate of co-owners in accordance with the third paragraph of article 1073 of the Civil Code of Quebec, unless the insurance policy or a rider sets out, expressly and in clearly legible characters, which of this risk is excluded.