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Technical factsheet intended to describe the original layout of a private portion. It must be sufficiently detailed, to identify the improvements the co-owners may have carried out therein. The same description may be valid for several private portions when they have the same characteristics. This technical factsheet must be filed in the register of co-ownership. It must be made available to any co-owner who requests it.
WHAT YOU SHOULD KNOW ! Section 200 of Bill 41 (2020, chapter 5) requires the adoption, by a majority vote at a meeting of co-owners, of the first “description of the private portions” referred to in the third paragraph of article 1070 of the Civil Code of Québec.
08/09/2025
The law obliges syndicates of co-owners to insure their immovable; the majority of declarations of co-ownerships also have such requirement. This can be explained by the syndicate's main objective which consists to ensure the preservation of the immovable and its longevity; this is why the legislator has given to the syndicate an insurable interest and has made it…...
21/09/2024
When purchasing an apartment in a high-rise building, the buyer automatically becomes a co-owner in a vertical co-ownership, where the units are stacked on top of each other. However, when acquiring a house (detached, townhouse or semi-detached) located on a shared piece of land with other houses, it typically falls under horizontal co-ownership., where…...
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16/09/2024
In your eagerness to finalize your offer to purchase, you may forget to ask the co-owner-seller if, over time, work has been carried out in the apartment. Yet, this question is of the utmost importance as it will allow you to ensure, as the case may be, that it has…...
10/09/2024
According to my home insurance, if the description of the private portions has not been approved at a meeting of co-owners, the improvements made to my private portion would not be covered in the event of a loss. This surprises me, as I understood that in 2018, the syndicate’s only…...
30/03/2010
The insurance of the syndicate covers the common portions of the building as well as your private portion. In the event of a loss, it is not intended to compensate you for improvements made to your private portion. It is therefore your responsibility to ensure that these improvements are covered by…...
09/08/2022
June 28th, 2020 - The law concerning co-ownership insurance has undergone major changes since June 2018. Section 1070 of the Civil Code of Quebec now contains a third paragraph, which provides that the syndicate keeps a sufficiently precise description of the private portions available to the co-owners, for insurance purposes, so that the improvements made by…...
09/08/2022
Bill 41 came into force on March 17, 2020. It creates a new obligation for any syndicate of co-owners formed before June 13, 2018 (the date of the publication of the declaration of co-ownership), namely the production and adoption, before June 13, 2020, of a description comprising one or more…...
16/09/2010
When you want to buy a condo, there are important checks to do and documents to obtain. One of the main checks is to know the financial health of the syndicate. This information must be complete and transparent. If the co-ownership has been poorly managed, you could find yourself paying…...